Texas Wind Damage Lawyers
Our Houston Wind Insurance Claim Attorneys Cut Through the Red Tape
Windstorm and wind damage claims seem straightforward on the surface: when high-speed winds rip the roof off your house, knock a tree into your home, or cause any other types of damage, your policy covers it, so you should expect a fairly smooth recovery process. Unfortunately, that’s rarely the case.
See, wind damage might seem straightforward to you, but you are assuming that your adjuster will behave in good faith—i.e., will look at your home, recognize the same cause of damage, and then give you the right amount of money to repair the damage. That is not how insurance companies operate anymore. Instead, your insurer will send investigator after investigator to look for any excuse to decrease or deny relief.
The Most Common Type of Denial for Windstorm & Wind Damage Claims
Take hurricanes, for example. It is not uncommon for a tree to rip out of the ground in hurricane-level winds, potentially tearing up your water main and flooding your property. Legally, that is considered wind damage, but your adjuster will contest it and file it as flooding damage (which they do not cover). Is it ethical? No. Is it reasonable? Not at all. However, it is profitable, and that is all that matters to an insurance company.
Statistically, insurance companies know if they mistreat you, you are more likely to abandon your wind damage claim. In essence, they are playing a game of bureaucratic chicken with you, and they are betting you will blink first.
Learn more by visiting the Texas Windstorm Insurance Association (TWIA) website today.
